Classic License plates in Kentucky?

[TheThoughtlessOne]

I'm a young car enthusiast that just bought a 74 Nova and I need to know if there are classic license plates in kentucky? I want to drive the car more than historic plates would seem to allow, and I don't want to pay $200 a month for insurance on a car thats not my daily driver. Any Help?

[Jon B]

You seem to have a two-part question here.

1. License plates. Contact your local motor vehicle dept. (probably they have a website) to see what the deal is on antique plates. They'll be cheaper than regular plates but with them, you are not supposed to drive to anything but antique car functions, to parades, and "occasionallly" (such as to the garage for repairs). If you break this rule you can be arrested, fined, or lose your antique license. With antique plates, generally, you can avoid inspections and pollution requirements.

2. Insurance. You can get antique car insurance at great savings, but again, you are not supposed to use the car for anything but antique car functions, parades, etc. There are several antique-car-only insurance companies and some of them actually limit the number of miles you can drive, per year. I am not aware that you need "antique" license plates in order to get antique car insurance. Bear in mind that if you get "regular" car insurance it will be more expensive AND -- should you have an accident -- your car may be valued as a clunker, even if it's restored. If your mint condition '74 Nova is damaged in an accident, the insurance people may simply look in their valuation book, see that a 1974-era car is considered junk, "total" it, and give you $25 for it.

I have "regular" plates for my '37 car, because I don't want to get hassled if I choose to go out for a spin or drive it to someone's house for dinner. But I have antique car insurance because, frankly, I like to save money and I do very little "occasional" diriving (so I'm not violating the rules of my insurance company).

Hope this helps.